I know that there are a lot of people that are switching between various banks because they want to have a single bank that offers it all. I think that Nexbank may be the best solution for customers like this. It is a financial institution that offers many things. There are checking and savings accounts. There are also certificates of deposit available for people that have interest in these types of things. There is even commercial banking that is great for the person that may have a small business.
I have used Nexbank for years, and I have next had a problem from this Dallas-based financial institution. Some people do not like smaller banks, but I prefer these types of banks. I always know that I can get a better interest rate on my money when I have a smaller bank. That certainly is the case with Nexbank. I have found myself getting a much better rate on the interest with Nexbank than what I have received with other banks in the past.
I believe a lot this has to do with the minimum amount that is required to avoid the fees. The fact that $2,000 is required in order avoid the monthly fees helps me discipline myself to save at least this much. Keeping this amount in the bank allows me to earn better interest rates with Nexbank.
As a native of Dallas I have been glad to secure a banking relationship with a financial institution that is part of my own community. I feel like these employees at this bank will go out of their way to help you with any banking issues or needs you may have. I use the online banking the most, but I visit a local branch sometimes and the service is always good.